Victoria and Sidney real estate and homes for sale in British Columbia - The Neal Estate Team, REALTORS® The Neal Estate Team REALTORS(r) for Victoria and Sidney, British Columbia real estate - NUMBER1EXPERTS™ The Neal Estate Team NUMBER1EXPERTS(tm) for Victoria and Sidney, British Columbia real estate
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The Neal Estate Team, REALTORŪ, real estate agents and broker for Victoria and Sidney British Columbia home listings, property and land for sale - NUMBER1EXPERT(tm)


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Real Estate Tips
Insurance >Do You Need Mortgage Protection

If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.

If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.

When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.

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Real Estate Trivia
Q 
What kind of home construction is considered to be the safest in seismic areas?

A 
Straw-bale homes in seismic zones have proven resilient enough to withstand the shock of earthquakes.
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The Neal Estate Team, REALTORŪ, real estate agents and broker for Victoria and Sidney British Columbia home listings, property and land for sale - NUMBER1EXPERT(tm)

The Neal Estate Team
RE/MAX Alliance

770 B Hillside Avenue
Victoria, BC V8T 1Z6
Tel: 250-386-8181
Tel: 800-255-3411
Fax: 250-386-8180
Email: ronneal@NUMBER1EXPERT.com

Taking the time to listen and with a reputation for results, The Neal Estate Team help fulfill dreams every day. Their many happy clients attest that the secret to their success is that "they care". With a focus on helping people and protecting their best interests, The Neal Estate Team has the experience you can rely on and whether buying or selling is the team you can trust.

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