Victoria and Sidney real estate and homes for sale in British Columbia - The Neal Estate Team, REALTORS® The Neal Estate Team REALTORS(r) for Victoria and Sidney, British Columbia real estate - NUMBER1EXPERTS™ The Neal Estate Team NUMBER1EXPERTS(tm) for Victoria and Sidney, British Columbia real estate
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The Neal Estate Team, REALTORŪ, real estate agents and broker for Victoria and Sidney British Columbia home listings, property and land for sale - NUMBER1EXPERT(tm)


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Mortgage Prequalification: Victoria and Sidney British Columbia home buying, real estate listings, and homes for sale in Vancouver Island, BC
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Victoria and Sidney real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Investment Real Estate >Investment Real Estate

While it is impossible to predict what a particular house will be worth at any point in the future, single family homes have a track record of being excellent investments. If you want to take the plunge, what should you look for in an investment property?

Location is the prime factor. A great location will make a property easier to rent or sell later on for top dollar. You should also consider the cash flow situation. It is often difficult to break even or show a profit from your rental income for the first few years of owning a property. Assuming the property will appreciate as you own it, you should consider the potential amount of equity you will build up each year. If you are planning to become a landlord, it is a good idea to consult a real estate agent and an accountant to help make sure that your decision to purchase investment real estate is an informed one.

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Real Estate Trivia
Q 
Where is the world's largest dome?

A 
The Louisiana Superdome, with a diameter of 680 feet, is located in New Orleans, Louisiana.
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The Neal Estate Team, REALTORŪ, real estate agents and broker for Victoria and Sidney British Columbia home listings, property and land for sale - NUMBER1EXPERT(tm)

The Neal Estate Team
RE/MAX Alliance

770 B Hillside Avenue
Victoria, BC V8T 1Z6
Tel: 250-386-8181
Tel: 800-255-3411
Fax: 250-386-8180
Email: ronneal@NUMBER1EXPERT.com

Taking the time to listen and with a reputation for results, The Neal Estate Team help fulfill dreams every day. Their many happy clients attest that the secret to their success is that "they care". With a focus on helping people and protecting their best interests, The Neal Estate Team has the experience you can rely on and whether buying or selling is the team you can trust.

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