Victoria and Sidney real estate and homes for sale in British Columbia - The Neal Estate Team, REALTORS® The Neal Estate Team REALTORS(r) for Victoria and Sidney, British Columbia real estate - NUMBER1EXPERTS™ The Neal Estate Team NUMBER1EXPERTS(tm) for Victoria and Sidney, British Columbia real estate
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The Neal Estate Team, REALTORŪ, real estate agents and broker for Victoria and Sidney British Columbia home listings, property and land for sale - NUMBER1EXPERT(tm)


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Mortgage Prequalification: Victoria and Sidney British Columbia home buying, real estate listings, and homes for sale in Vancouver Island County, BC
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Victoria and Sidney real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Bargain Properties >The Inspection Report

Are you looking for a home and becoming tired of house-hunting? If so, you may be tempted to buy a bargain-priced home "as is" and forego the home inspection. But without the inspection report, do you know what the "as it" refers to? Wouldn't it be better to know what condition the home is in before you buy it?

The inspection contingency allows the buyer to enlist the services of a licensed home inspector within three to seven days after the purchase agreement is signed. The inspector will go over the property from top to bottom, evaluating the condition of all the basic systems and structures of the home in order to identify conditions that may be considered material defects and thus may affect the market value or the safety of the home.

The inspector's report is the only documented proof of the actual condition of the property that is being sold. It is a valuable tool that helps you negotiate the sales contract and gives you information about future maintenance projects. The cost of an inspection is well worth the peace of mind it provides.

See All Tips In The "Bargain Properties" Category >
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Real Estate Trivia
Q 
From 1974 to 1996, what was the world's tallest habitable building?

A 
The Sears Towers, headquarters for Sears, Roebuck & Co., with 110 stories and 1,454 feet high.
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The Neal Estate Team, REALTORŪ, real estate agents and broker for Victoria and Sidney British Columbia home listings, property and land for sale - NUMBER1EXPERT(tm)

The Neal Estate Team
RE/MAX Alliance

770 B Hillside Avenue
Victoria, BC V8T 1Z6
Tel: 250-386-8181
Tel: 800-255-3411
Fax: 250-386-8180
Email: ronneal@NUMBER1EXPERT.com

Taking the time to listen and with a reputation for results, The Neal Estate Team help fulfill dreams every day. Their many happy clients attest that the secret to their success is that "they care". With a focus on helping people and protecting their best interests, The Neal Estate Team has the experience you can rely on and whether buying or selling is the team you can trust.

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