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Welcome! Here You Can Find Great Information on Greater Victoria and Southern Vancouver Island from Victoria to Sidney to Sooke to Mill Bay

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.

Need local real estate information? We've summarized much of what is important about the Greater Victoria and Southern Vancouver Island real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Greater Victoria and Southern Vancouver Island real estate agents, we have the experience and track record you are looking for. Please let us help.

- Ron Neal and The Neal Estate Team

School Reports in Victoria and Sidney, British Columbia

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Schools in Victoria and Sidney

Financing Your Home >Who Pays the Points

When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.

The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.

In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.

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Q	Where is the world's oldest hotel?
A	The Hotel Ryokan in the village of Awazu, Japan dates back to AD 717, when an inn was built near a hot spring reported to have miraculous healing properties.
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The Neal Estate Team
RE/MAX Alliance
770 B Hillside Avenue
Victoria, BC V8T 1Z6
Tel: 250-386-8181
Tel: 800-255-3411
Fax: 250-386-8180
Email: ronneal@NUMBER1EXPERT.com

Taking the time to listen and with a reputation for results, The Neal Estate Team help fulfill dreams every day. Their many happy clients attest that the secret to their success is that "they care". With a focus on helping people and protecting their best interests, The Neal Estate Team has the experience you can rely on and whether buying or selling is the team you can trust.

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RE/MAX Alliance real estate and homes for sale in Victoria and Sidney British Columbia

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